Home Office Story during COVID-19

Home Office Story during COVID-19

Home Office Story during COVID-19

Stay informed by reading the latest articles from your financing and funding expert!

When the number of new infections in Germany and Europe jumped at the beginning of March 2020, we and our employees discussed how we could do our work from “home offices”. Since personal meetings on-site at our clients’ premises were part of our daily work, it was hard for us to imagine at the beginning of the corona crisis how we could support our clients from home offices.

But how was it when we “took off for our home offices” on 16 March 2020?

Since we had the already existing technical infrastructure, we were all able to pull together on Day 1 at home and handle our financing projects as usual. When the largest government aid programme of all time, the Corona rescue aid provided by the KfW, was announced a short time later, we were able to present the details of the corona special programmes to our clients in well-attended webinars and answer detailed questions. Thanks to our expertise in the area of “promotional loan and subsidy advice”, we were able to directly contribute our many years of experience and support numerous SMEs as sparring partners and active “implementers” in applying for corona aid.

Countless video conferences with clients and daily coordination rounds with colleagues during the 12 weeks of pure “home office” let us remain in personal contact. Unforgettable moments when pets “walked” through the camera feed as well as a personal impression of colleagues’ home offices have contributed to the fact that we as a team have grown even closer together. At the same time, the shared experiences and the intensive hours spent in web conferences have brought us together.

After 12 weeks in the home office, we were overjoyed that a little normality returned to our daily lives in the middle of June. After drafting a jointly prepared hygiene concept and arranging rotating office staff, we now again have the opportunity – with appropriate social distancing – to handle projects together as a team on-site.

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Home Office Story during COVID-19

Home Office Story during COVID-19

Stay informed by reading the latest articles from your financing and funding expert!When the number of new infections in Germany and Europe jumped at the beginning of March 2020, we and our employees discussed how we could do our work from “home offices”. Since...

read more
REM CAPITAL AG informs about Corona Aid Programme

REM CAPITAL AG informs about Corona Aid Programme

Stay informed by reading the latest articles from your financing and funding expert!The effects of the coronavirus pose economic challenges to our society that we have never experienced before on this scale. The consequences for companies, regardless of size and...

read more
10 years of REM CAPITAL AG

10 years of REM CAPITAL AG

Stay informed by reading the latest articles from your financing and funding expert! Starting a new company is usually nerve-racking and exciting. It requires a clear vision and above all perseverance and determination. When REM CAPITAL was founded in 2009, Dominic...

read more

REM CAPITAL AG informs about Corona Aid Programme

REM CAPITAL AG informs about Corona Aid Programme

REM CAPITAL AG informs about Corona Aid Programme

Stay informed by reading the latest articles from your financing and funding expert!

The effects of the coronavirus pose economic challenges to our society that we have never experienced before on this scale.

The consequences for companies, regardless of size and industry, from, for example, declines in sales, production downtime and the resulting liquidity and financing bottlenecks, may be enormous and cannot yet be foreseen in entirety.

Companies have been able to apply for assistance under the Special Programme 2020 of the KfW, the state development bank, since 23 March. The funds applied for from this programme should considerably increase the scope of liquidity and financing for companies and also secure the company’s existence. The principal banks assume part of the risk, between 10 %–20 % of the liability risk.

Even though the first KfW aid loans were already paid out last week, it has become apparent that the flood of applications cannot be processed so quickly – which means that additional risks lurk in the application process due to the “time” factor.

As a consulting and implementation company specialising in the structuring of financing and the accessing of complex funding, REM CAPITAL AG can accelerate and support the process.

Thomas Pohl, Project Manager at REM CAPITAL AG, can share his experience of the current situation:

“We have noticed both enormous demand and an increase in use of our structures and those of the KfW – at the same time we have learned in project cases with clients

that in practice the “neuralgic bottleneck” is transformative, i.e. the involvement of one or more banks to support and partially assume liability for the funding applied for, coupled with the fastest possible implementation of the solution.

This is precisely the interface and the key competence where we, in conjunction with the company, the principal bank and the KfW, play a decisive role in modelling the basic feasibility and getting the application procedure to successfully result in implementation in the shortest possible time!”

 

In over 10 years and more than 1,400 successfully handled projects, REM CAPITAL AG has been able to build up an accomplished team of experts in industrial financing, credit specialists from risk management and engineers, offering its clients a success-oriented, reliable and extremely resource-saving method of working.

“In the current crisis, we are helping companies to successfully access corona aid via the KfW starting at a volume of EUR 3.0 million,” says Thomas Pohl from RC. “I will be happy to answer any questions you may have about obtaining corona aid through our company in a straightforward manner.”

News

Home Office Story during COVID-19

Home Office Story during COVID-19

Stay informed by reading the latest articles from your financing and funding expert!When the number of new infections in Germany and Europe jumped at the beginning of March 2020, we and our employees discussed how we could do our work from “home offices”. Since...

read more
REM CAPITAL AG informs about Corona Aid Programme

REM CAPITAL AG informs about Corona Aid Programme

Stay informed by reading the latest articles from your financing and funding expert!The effects of the coronavirus pose economic challenges to our society that we have never experienced before on this scale. The consequences for companies, regardless of size and...

read more
10 years of REM CAPITAL AG

10 years of REM CAPITAL AG

Stay informed by reading the latest articles from your financing and funding expert! Starting a new company is usually nerve-racking and exciting. It requires a clear vision and above all perseverance and determination. When REM CAPITAL was founded in 2009, Dominic...

read more

10 years of REM CAPITAL AG

10 years of REM CAPITAL AG

10 years of REM CAPITAL AG

Stay informed by reading the latest articles from your financing and funding expert!

Starting a new company is usually nerve-racking and exciting. It requires a clear vision and above all perseverance and determination.

When REM CAPITAL was founded in 2009, Dominic D’Andreamatteo and Karsten Helber had one expectation above all: helping companies to apply for funding and to achieve a maximum financial advantage for themselves.

The cornerstone had been laid, and companies had a tremendous need to access funding, so REM CAPITAL AG already had 10 employees just three years after its foundation. When the “Subsidy Advice” division was created, the team was expanded to include technically savvy engineers, and the first branch office was opened in Munich in 2013.

As the number of successfully handled projects grew, the team also continued to expand, and moved to new offices in inner-city Stuttgart in 2013.

In the years that followed, REM CAPITAL AG opened additional branches in Frankfurt am Main, Hamburg, Berlin and Düsseldorf by 2019, which allowed it to move into other market areas in Germany.

On the occasion of its 10th anniversary, Karsten Helber and Dominic D’Andreamatteo were able to look back on over 1,400 successfully completed projects in corporate, property and project financing and on over 800 companies that REM CAPITAL AG has successfully supported in the implementation of investment and innovation projects since its foundation.

But the 10-year anniversary was not the only reason to celebrate in 2019: REM CAPITAL AG also became part of the Hypoport Group, which is a network of technology companies for the credit, real estate and insurance industries, thus laying another cornerstone for future growth. At this point, Jan Bewarder joins the Management Board of REM CAPITAL AG, and the entire team reaches around 70 employees.

REM CAPITAL AG is happy, excited and confident when it looks into the future. To become slower or more relaxed is not a goal for the three members of the Management Board – after all, then there would only be half as much to report at the 20th anniversary.

News

Home Office Story during COVID-19

Home Office Story during COVID-19

Stay informed by reading the latest articles from your financing and funding expert!When the number of new infections in Germany and Europe jumped at the beginning of March 2020, we and our employees discussed how we could do our work from “home offices”. Since...

read more
REM CAPITAL AG informs about Corona Aid Programme

REM CAPITAL AG informs about Corona Aid Programme

Stay informed by reading the latest articles from your financing and funding expert!The effects of the coronavirus pose economic challenges to our society that we have never experienced before on this scale. The consequences for companies, regardless of size and...

read more
10 years of REM CAPITAL AG

10 years of REM CAPITAL AG

Stay informed by reading the latest articles from your financing and funding expert! Starting a new company is usually nerve-racking and exciting. It requires a clear vision and above all perseverance and determination. When REM CAPITAL was founded in 2009, Dominic...

read more

Article from “Poland-France-Germany”

Article from “Poland-France-Germany”

Article from “Poland-France-Germany”

Stay informed by reading the latest articles from your financing and funding expert!

German Public Sector Funds in Focus

In order to achieve noticeable progress in the reduction of final energy consumption and the reduction of C02emissions, the Federal Ministry of Economics and Energy (BMWi) has been promoting investments since 1 January 2019 to increase operating energy efficiency, waste heat recovery and the use of renewable energies for process heat in Germany. Investment subsidies of up to 55 % can be applied for.

The programme “Energy Efficiency in the Economy”:

Module 1 concerns cross-sectional technologies such as electric motors and drives, fans, pumps or compressed air systems. Module 2 promotes the provision of process heat from renewable energies, especially solar collector systems, biomass systems and heat pumps. Module 3 involves measurement and control technology, sensor technology and energy management software. Module 4 covers the energy-related optimisation of plants and processes.

All companies are eligible to apply, irrespective of the amount of sales revenues they have. The only requirement is that the investment must be made in Germany and must not have been started yet. In principle, the additional costs of investment for achieving an improvement in energy efficiency are used to calculate the funding. A total of 30 % (as a rule) to 55 % of these additional costs of investment are subsidised.

The subsidy is limited to EUR 700/tonne of C02 saved per year for SMEs (according to the European definition) and EUR 500/tonne of C02 saved per year for larger companies. An SME according to the European definition of the term has fewer than 250 employees at the consolidated level and annual sales revenues of less than EUR 50 million or total assets of less than EUR 43 million.

News

Home Office Story during COVID-19

Home Office Story during COVID-19

Stay informed by reading the latest articles from your financing and funding expert!When the number of new infections in Germany and Europe jumped at the beginning of March 2020, we and our employees discussed how we could do our work from “home offices”. Since...

read more
REM CAPITAL AG informs about Corona Aid Programme

REM CAPITAL AG informs about Corona Aid Programme

Stay informed by reading the latest articles from your financing and funding expert!The effects of the coronavirus pose economic challenges to our society that we have never experienced before on this scale. The consequences for companies, regardless of size and...

read more
10 years of REM CAPITAL AG

10 years of REM CAPITAL AG

Stay informed by reading the latest articles from your financing and funding expert! Starting a new company is usually nerve-racking and exciting. It requires a clear vision and above all perseverance and determination. When REM CAPITAL was founded in 2009, Dominic...

read more

Structured FINANCE 2019

Structured FINANCE 2019

Structured FINANCE 2019

Stay informed by reading the latest articles from your financing and funding expert!

The “Structured FINANCE” trade fair congress, which has been held annually since 2005, is the leading event for corporate financing and the meeting place for financial decision-makers at large SMEs and publicly listed companies and banks.

REM CAPITAL AG is a long-standing partner of the trade fair congress organised by FINANCE magazine, and was represented at the 15th Structured FINANCE from 27 to 28 November 2019.

In the area of funding, Karsten Helber and Amadeus De Masi, among other speakers, held a total of three workshops, and a series of lectures were given specifically on the following specific topics: “Innovative and viable financing solutions involving attractive promotional loan funds and subsidies” and “Use of subsidies at international investment projects – a practical example” were presented in the series of lectures.

One highlight was the first launch event on the eve of the congress, which REM CAPITAL AG organised together with the Finance Team. The participants spent an entertaining and informative evening in the Classic Car Refuge, where the racing driver Bernd Mayländer gave the guests exclusive insights behind the exciting scenes of motorsport.

In 2020, we look forward to seeing you again digitally at the first Structured FINANCE Digital Week. For further information please click here.

News

Home Office Story during COVID-19

Home Office Story during COVID-19

Stay informed by reading the latest articles from your financing and funding expert!When the number of new infections in Germany and Europe jumped at the beginning of March 2020, we and our employees discussed how we could do our work from “home offices”. Since...

read more
REM CAPITAL AG informs about Corona Aid Programme

REM CAPITAL AG informs about Corona Aid Programme

Stay informed by reading the latest articles from your financing and funding expert!The effects of the coronavirus pose economic challenges to our society that we have never experienced before on this scale. The consequences for companies, regardless of size and...

read more
10 years of REM CAPITAL AG

10 years of REM CAPITAL AG

Stay informed by reading the latest articles from your financing and funding expert! Starting a new company is usually nerve-racking and exciting. It requires a clear vision and above all perseverance and determination. When REM CAPITAL was founded in 2009, Dominic...

read more

REM CAPITAL AG Will Become Part of Hypoport SE

REM CAPITAL AG Will Become Part of Hypoport SE

REM CAPITAL AG Will Become Part of Hypoport SE

Stay informed by reading the latest articles from your financing and funding expert!

REM CAPITAL AG Will Become Part of Hypoport SE

  • Hypoport sees tremendous potential in the area of corporate finance
  • Synergy effects in both companies’ business models
  • Rounding out the value added chain in the area of industrial and commercial banking
  • Joint platform to handle bank financing for companies planned

Berlin, 2 July 2019: Hypoport AG acquired 100 % of the shares in REM CAPITAL AG from the previous owners on 1 July 2019. The parties have agreed not to disclose the purchase price. The Stuttgart-based company with branch offices in Berlin, Düsseldorf, Frankfurt, Hamburg and Munich is a consulting and implementation company specialised in accessing complex public funding in the area of commercial financing. The company had almost 50 employees and generated sales revenues of more than EUR 7 million in 2018.

REM CAPITAL AG’s interdisciplinary team consists of experts in industrial financing, credit specialists from risk management and technically accomplished engineers. The extensive lending and technical expertise of its employees has let the company, which was founded in 2009, develop into a leading market player in Germany in the area of accessing promotional funding. REM CAPITAL AG has supported and successfully completed over 1,000 projects with well-known companies in partnerships across various industries.

“Especially our 100 % subsidiary DR. KLEIN Firmenkunden AG will create synergies through family growth,” explains Ronald Slabke, CEO of Hypoport AG. Since 1954, DR. KLEIN Firmenkunden AG has been an important service partner for the housing industry, commercial property investors, general developers and project developers.  DR. KLEIN supports institutional clients with customised concepts, especially in financing management and portfolio control. A corporate finance team has been established since the beginning of 2017.

“For two and a half years, we have successfully tested the business model in the Hypoport Group and undertaken projects in Germany and abroad – particularly in the area of renewable energies. Our Corporate Finance team has a contract-based business volume of more than EUR 1 billion at the present time. The acquisition of REM CAPITAL AG is the initial spark for us to further expand our business,” says Slabke. “Thanks to our strength in capital market financing and their prowess in accessing promotional funding, we can position ourselves better to exploit the high growth potential and scale it together. We will quadruple our team strength in one fell swoop and can get off to a flying start. I am pleased that we have convinced the founders and previous owners of the win-win situation with this acquisition and the resulting synergies.

“The sale of our stake will enable us to make much more proactive use of the existing market opportunities and growth potential in the area of large-scale SME financing and also to intelligently bundle the synergies that arise within the Hypoport Group,” says a convinced Karsten Helber, one of the two founders and members of the Management Board of REM CAPITAL AG.

The second founder and member of the Management Board, Dominic D`Andreamatteo, adds: “We want to create a consulting powerhouse. Hypoport AG’s capital strength offers the opportunity to move ahead much more quickly with the development of its successful business model and to scale up even further. And with the merger, our employees will have a larger professional framework for exciting projects for the benefit of all clients and for personal professional development at one of the top employers in Germany.”

Both founding board members will also remain on the Management Board of REM CAPITAL AG after the acquisition. A new addition will be Jan Bewarder, the previous Director of Corporate Finance at DR. KLEIN.

The establishment of a platform for processing bank financing for companies is also being planned jointly. The platform’s partners will be banks and consulting firms, not borrowers directly. The intermediary consulting firms should act as a quality filter for the financing. The Hypoport Group has considerable expertise in the platform business and has already been very successful at establishing platforms in the banking and insurance industry with EUROPACE, GENOPACE, FINMAS and SMART INSUR.

For 2020, REM CAPITAL AG and the Corporate Finance division of DR. KLEIN Firmenkunden AG expect joint sales revenue of more than EUR 10 million.

About Hypoport AG

Hypoport AG is the parent company of the Hypoport Group. With over 1,500 employees, the Hypoport Group is a network of technology companies for the credit, property and insurance industries. It is grouped into four segments that benefit from each other: Credit Platform, Private Clients, Property Platform and Insurance Platform.

The Credit Platform segment runs EUROPACE, Germany’s largest Internet-based B2B credit marketplace for property financing, home loan and savings products and instalment loans. A fully integrated system networks over 600 partners from the areas of banking, insurance and financial services. Several thousand financial advisers process more than 30,000 transactions with a volume of around EUR 5 billion each month via EUROPACE. In addition to EUROPACE, the FINMAS and GENOPACE sub-marketplaces and the B2B distribution companies Qualitypool and Starpool are also promoting the growth of the credit platform.

The Private Clients segment combines all business models that are directly involved with advising consumers on property financing, insurance or pension products with the Internet-based and independent financial sales organisation Dr. Klein Privatkunden AG and the consumer portal Vergleich.de.

The Property Platform segment (formerly Institutional Clients) bundles all the Hypoport Group’s property-related activities outside the Private Finance sector with the aim of digitising the financing, management, marketing and valuation of property.

The Insurance Platform segment operates SMART INSUR, an Internet-based B2B platform for advising, rate comparison and the administration of insurance policies. The B2B sales companies for insurance, ASC Assekuranz-Service Center GmbH and the insurance division of Qualitypool GmbH are also allocated to the segment.

Hypoport AG’s shares are listed on the Prime Standard of Deutsche Börse and have been included in the SDAX index since 2015.

News

Home Office Story during COVID-19

Home Office Story during COVID-19

Stay informed by reading the latest articles from your financing and funding expert!When the number of new infections in Germany and Europe jumped at the beginning of March 2020, we and our employees discussed how we could do our work from “home offices”. Since...

read more
REM CAPITAL AG informs about Corona Aid Programme

REM CAPITAL AG informs about Corona Aid Programme

Stay informed by reading the latest articles from your financing and funding expert!The effects of the coronavirus pose economic challenges to our society that we have never experienced before on this scale. The consequences for companies, regardless of size and...

read more
10 years of REM CAPITAL AG

10 years of REM CAPITAL AG

Stay informed by reading the latest articles from your financing and funding expert! Starting a new company is usually nerve-racking and exciting. It requires a clear vision and above all perseverance and determination. When REM CAPITAL was founded in 2009, Dominic...

read more